EARNINGS PROJECTION

    Prop Trading Profit Calculator

    Project your monthly and yearly earnings from a funded trading account. Adjust account size, profit split, and expected returns to see exactly how much you'll take home.

    Target-BasedSplit Analysis12-Month ForecastInstant Results

    How to Use This Calculator

    Set your funded account size, profit split offered by the firm, and your expected monthly return. The calculator instantly shows your daily, monthly, and yearly take-home earnings. Try the scenario presets below for quick comparisons.

    Quick scenario:

    Calculator Inputs

    Most firms offer 70-90%. Compare splits →

    Typical: 8-10% (Phase 1), 5% (Phase 2)

    Realistic

    Professionals average 3-8%. See difficulty data →

    Your Earnings Projection

    Challenge Target Profit

    $10,000.00

    Your Share (80%)

    $8,000.00

    Daily Avg

    $181.82

    Monthly

    $4,000.00

    Yearly

    $48,000.00

    12-Month Cumulative Earnings

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    Month 1: $4,000Month 12: $48,000

    How Splits Compare Across Firms

    FirmBase SplitMax SplitYour Monthly
    FTMO80%90%$4,000→ $4,500
    Funded Next80%95%$4,000→ $4,750
    The5ers80%100%$4,000→ $5,000
    Funding Pips80%90%$4,000→ $4,500
    FXify75%90%$3,750→ $4,500

    Based on $100,000 account with 5% monthly return. Full comparison →

    Did You Know?

    A trader running two $100k accounts at different firms with 5% monthly returns and 80-90% splits earns $8,000-$9,000/month — or over $100,000/year. Many successful prop traders manage 2-3 accounts simultaneously.

    How Funded Account Profits Work

    When you pass a prop firm challenge, you receive access to a funded trading account. Any profits you generate are split between you and the firm according to an agreed-upon profit split percentage. This is the core business model of proprietary trading firms — they provide capital, you provide skill, and both parties share the upside.

    Understanding Your Earnings Potential

    Your total earnings depend on three key variables: account size, monthly return percentage, and profit split. A trader generating 5% monthly returns on a $100,000 account with an 80% split earns $4,000/month — or $48,000/year. The same trader with a $200,000 account earns $8,000/month. This is why many experienced traders pursue larger account sizes even though the challenge fees are higher.

    💡 Did You Know? FTMO has paid out over $200M to funded traders since inception. Funded Next reports $70M+ in total payouts. These numbers prove that funded trading is a real income stream for consistent traders.

    Maximizing Your Prop Trading Income

    To maximize earnings, focus on three strategies: (1) Choose firms with higher profit splits — even 10% more means thousands extra per year. (2) Scale your account over time through firm scaling programs. (3) Maintain consistency — most funded trader failures come from overtrading or ignoring drawdown rules, not from inability to trade profitably. Use our Drawdown Calculator to plan safe risk levels.

    The Role of Cashback in Profitability

    PropFirmScan offers exclusive cashback on challenge purchases, reducing your upfront cost and improving your overall return on investment. Even a 2% cashback on a $600 challenge saves $12, and across multiple attempts, these savings compound significantly. This cashback works as your guaranteed discount — available even when firms have no active promo codes. And if a discount code is available, your cashback stacks on top for double savings. Learn how our cashback program works →

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    Frequently Asked Questions

    Earnings depend on your account size, profit split, and monthly consistency. A $100,000 account with 5% monthly returns and an 80% profit split generates approximately $4,000/month. Most professional prop traders average 3-8% monthly returns. Use our calculator above with conservative estimates for realistic planning.

    Most firms offer 70-90% profit splits. Higher splits mean you keep more — a 90% split on $5,000 profit gives you $4,500 vs $3,500 at 70%. Some firms like The5ers offer up to 100% on initial payouts. Compare all firms' splits on our Profit Splits comparison page.

    No — prop firms take a percentage. The "profit split" determines your share. An 80/20 split means you keep 80%. Some firms offer scaling plans that increase your split over time. Check each firm's scaling details in our firm directory.

    Account size directly scales your profits. At a 5% return, a $50k account generates $2,500 while a $200k account generates $10,000 — same effort, 4x the income. Compare account sizes and fees on our Account Sizes matrix.

    Most firms allow multiple accounts, and some traders run 2-3 accounts simultaneously to multiply earnings. Check each firm's policies on our Trading Rules page. This strategy can significantly boost total income but requires disciplined risk management across all accounts.

    Scaling plans reward consistent profitability by increasing your account size (sometimes 25-50% per quarter) and improving your profit split. For example, FTMO scales to 90% split and $2M allocation. This means your earnings can grow even without changing your trading strategy. See our profit splits comparison for scaling details.