FTMO vs FXIFY
Complete head-to-head comparison for 2026 — fees, rules, payouts, and more.
Winner
FTMO
FTMO wins with 55 vs 35 points, scoring higher in trust & reputation, payout speed, challenge fairness and 1 more categories.
FTMO: 55 ptsvsFXIFY: 35 pts
💰
Pricing & Value
FXIFY
📈
Profit Split
FXIFY
🛡️
Trust & Reputation
FTMO
⚡
Payout Speed
FTMO
🎯
Challenge Fairness
FTMO
🖥️
Platforms & Instruments
Tie
🚀
Scaling Potential
FTMO
📋
Trading Conditions
FXIFY
FTMO9 wins
VS
3 wins
FXIFY
At a Glance
| Metric | FTMO | FXIFY |
|---|---|---|
PFS ScoreTrust | 8.2/10 | 7.4/10 |
Trustpilot RatingTrust | 4.8/5 | 4.4/5 |
Trustpilot ReviewsTrust | 38,883 | 5,042 |
FoundedTrust | 2015 | 2023 |
HeadquartersInfo | Prague, Czech Republic | London, United Kingdom |
Total PayoutsTrust | $500.0M | $35.0M |
Lowest Entry FeeCost | $170 | $59 |
CashbackCost | 2% | 0% |
Fee RefundableCost | ✅ Yes | ✅ Yes |
Profit SplitEarnings | 80% – 90% | 80% – 100% |
Max AllocationScaling | $2.0M | $400K |
First PayoutPayouts | 14 days | N/A |
Payout FrequencyPayouts | Bi-weekly (every 14 days) | monthly |
Min PayoutPayouts | $20 | $50 |
Payout ProcessingPayouts | Average 8 hours; max 1-2 business days | 24-48 hours |
Challenge PhasesRules | 2-Step | 2-Step |
Daily Loss LimitRules | 5% | 4% |
Total Loss LimitRules | 10% | 10% |
Time LimitRules | Unlimited | Unlimited |
Consistency RuleRules | Best Day Rule on 1-Step only: best single day cannot exceed 50% of total profit target. 1-Step uses End-of-Day (EOD) Trailing max loss recalculated daily. No consistency rule on 2-Step. | 25% consistency rule on funded accounts (no single day exceeds 25% of total profit). Lightning: 30% rule. |
PlatformsTools | MT4, MT5, cTrader, DXtrade | MT4, MT5, DXTrade, TradingView |
InstrumentsTools | ~? | ~? |
LeverageTools | 100 | 30 |
News TradingRules | ✅ Yes | ✅ Yes |
EA AllowedRules | ✅ Yes | ✅ Yes |
Copy TradingRules | ❌ No | ✅ Yes |
Weekend HoldingRules | ❌ No | ✅ Yes |
Program & Pricing Comparison
FTMO
10 programs
| Program | Size | Fee | Split |
|---|---|---|---|
| 2-Step $10K Challenge | $10K | $170 | 80% |
| 1-Step $10K Challenge | $10K | $98 | 90% |
| 2-Step $25K Challenge | $25K | $275 | 80% |
| 1-Step $25K Challenge | $25K | $275 | 90% |
| 2-Step $50K Challenge | $50K | $379 | 80% |
| 1-Step $50K Challenge | $50K | $379 | 90% |
| 1-Step $100K Challenge | $100K | $483 | 90% |
| 2-Step $100K Challenge | $100K | $594 | 80% |
| 2-Step $200K Challenge | $200K | $1188 | 80% |
| 1-Step $200K Challenge | $200K | $1188 | 90% |
FXIFY
42 programs
| Program | Size | Fee | Split |
|---|---|---|---|
| Instant Funding | $1K | $69 | 90% |
| Instant Funding | $3K | $119 | 90% |
| 2-Step Classic | $5K | $59 | 100% |
| 3-Step | $5K | $39 | 90% |
| Instant Funding | $5K | $229 | 90% |
| 2-Step | $5K | $59 | 90% |
| 1-Step | $5K | $59 | 90% |
| 1-Step | $10K | $89 | 90% |
| 3-Step | $10K | $59 | 90% |
| 2-Step | $10K | $89 | 90% |
| 2-Step Classic | $10K | $89 | 100% |
| Lightning | $10K | $59 | 90% |
| Instant Funding | $10K | $449 | 90% |
| 3-Step | $15K | $79 | 90% |
| 2-Step | $15K | $119 | 90% |
| 1-Step | $15K | $119 | 90% |
| 2-Step Classic | $15K | $119 | 100% |
| Lightning | $25K | $119 | 90% |
| 1-Step | $25K | $199 | 90% |
| 2-Step | $25K | $199 | 90% |
| 2-Step Classic | $25K | $199 | 100% |
| 3-Step | $25K | $149 | 90% |
| Instant Funding | $25K | $899 | 90% |
| 2-Step Classic | $50K | $379 | 100% |
| 3-Step | $50K | $249 | 90% |
| 2-Step | $50K | $379 | 90% |
| Lightning | $50K | $209 | 90% |
| 1-Step | $50K | $379 | 90% |
| Instant Funding | $50K | $1749 | 90% |
| Instant Funding | $75K | $2499 | 90% |
| Instant Funding | $100K | $4249 | 90% |
| 1-Step | $100K | $549 | 90% |
| Lightning | $100K | $399 | 90% |
| 2-Step Classic | $100K | $549 | 100% |
| 2-Step | $100K | $549 | 90% |
| 3-Step | $100K | $399 | 90% |
| 3-Step | $200K | $799 | 90% |
| 1-Step | $200K | $1049 | 90% |
| 2-Step | $200K | $1049 | 90% |
| 1-Step | $400K | $2950 | 90% |
| 2-Step | $400K | $2950 | 90% |
| 3-Step | $400K | $1599 | 90% |
Trading Rules
| Rule | FTMO | FXIFY |
|---|---|---|
| News Trading | ||
| Expert Advisors (EA) | ||
| Copy Trading | ||
| Weekend Holding | ||
| Fee Refundable | ||
| Prohibited Strategies | HFT, Latency arbitrage, Gap trading around news, Coordinated opposite positions across accounts, Overleveraging, Account rolling, One-sided bets | HFT, Latency arbitrage, Reverse hedging, Group hedging, Account management, Tick scalping, Gap trading |
Payouts & Scaling
FTMO
First Payout14 days
FrequencyBi-weekly (every 14 days)
ProcessingAverage 8 hours; max 1-2 business days
Min Payout$20
Max Allocation$2.0M
Scaling Plan25% balance increase every 4 months with 10% net profit and 2 processed rewards required. Profit split upgraded to 90%. Maximum allocation $2,000,000.
Payout Methods
Bank Wire Transfer
Visa Direct / Mastercard Send
Skrill
Cryptocurrency
FXIFY
First PayoutN/A
Frequencymonthly
Processing24-48 hours
Min Payout$50
Max Allocation$400K
Scaling PlanScale from $400K to $4M. 25% increase after first 3-month qualifying period, then balance doubles each subsequent period. Requires 10% return over 3 months with at least 2 profitable months.
Payout Methods
Rise (Riseworks.io)
Bank Wire Transfer
Cryptocurrency (BTC/ETH)
Deel
Trust & Reputation
FTMO
8.2/10
Trustpilot4.8/5 (38,883)
Founded2015
Total Payouts$500.0M
RegulatedNo
✨ Unique Features
- Pioneer of Modern Prop Trading Since 2015
- 3.5 Million+ Customers Worldwide
- Acquired OANDA Global Corporation
⚠️ Red Flags (10)
- Not Regulated by Any Financial Authority
- Simulated Trading Only - No Real Market Execution
- 1-Step Challenge Fee Not Refundable
FXIFY
7.4/10
Trustpilot4.4/5 (5,042)
Founded2023
Total Payouts$35.0M
RegulatedNo
✨ Unique Features
- Broker-backed model via FXPIG
- On-demand first payout
- Six distinct challenge programs
⚠️ Red Flags (13)
- Account terminations for vague prohibited strategies
- Rise KYC payout bottleneck
- Trailing drawdown on most programs
Which Firm Is Better For...
Frequently Asked Questions
Is FTMO or FXIFY better for beginners?
FXIFY is generally more accessible for beginners due to lower entry costs. Use our Risk Profile Matcher for personalized advice.
Which firm has better profit splits?
FXIFY offers up to 100% maximum profit split. See our profit splits comparison.
Which firm pays out faster?
FTMO processes first payouts in 14 days. Check our payout speed tracker.
Can I get cashback on both firms?
Yes! PropFirmScan offers cashback on both FTMO (2%) and FXIFY (0%). Learn how cashback works.
Which firm has more trading instruments?
FTMO offers approximately 0 instruments. See our full trading rules comparison.
Which firm scales higher?
FTMO offers scaling up to $2.0M. Both firms offer scaling plans for consistent traders.
Are FTMO and FXIFY legitimate?
Both firms are vetted by PropFirmScan. FTMO has a PFS score of 8.2/10 and FXIFY scores 7.4/10. See our vetting methodology.
Which firm allows news trading and EAs?
FTMO: News ✅, EA ✅. FXIFY: News ✅, EA ✅.
Ready to Start?
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