Funding Pips vs The5ers
Complete head-to-head comparison for 2026 — fees, rules, payouts, and more.
Winner
The5ers
The5ers wins with 45 vs 30 points, scoring higher in pricing & value, trust & reputation, scaling potential.
The5ers: 45 ptsvsFunding Pips: 30 pts
💰
Pricing & Value
The5ers
📈
Profit Split
Tie
🛡️
Trust & Reputation
The5ers
⚡
Payout Speed
Funding Pips
🎯
Challenge Fairness
Tie
🖥️
Platforms & Instruments
Funding Pips
🚀
Scaling Potential
The5ers
📋
Trading Conditions
Funding Pips
Funding Pips4 wins
VS
5 wins
The5ers
At a Glance
| Metric | Funding Pips | The5ers |
|---|---|---|
PFS ScoreTrust | 6.8/10 | 7.8/10 |
Trustpilot RatingTrust | 4.5/5 | 4.9/5 |
Trustpilot ReviewsTrust | 37,664 | 20,736 |
FoundedTrust | 2022 | 2016 |
HeadquartersInfo | Dubai, United Arab Emirates | Ra'anana, Israel |
Total PayoutsTrust | $200.0M | $43.0M |
Lowest Entry FeeCost | $36 | $22 |
CashbackCost | 2% | 2% |
Fee RefundableCost | ✅ Yes | ✅ Yes |
Profit SplitEarnings | 60% – 100% | 80% – 100% |
Max AllocationScaling | $2.0M | $4.0M |
First PayoutPayouts | 5 days | 14 days |
Payout FrequencyPayouts | Weekly | Bi-weekly |
Min PayoutPayouts | N/A | $150 |
Payout ProcessingPayouts | 1-3 business days | 1-3 business days |
Challenge PhasesRules | 2-Step | 2-Step |
Daily Loss LimitRules | 5% | 5% |
Total Loss LimitRules | 10% | 10% |
Time LimitRules | Unlimited | Unlimited (30 days inactivity = expiry) |
Consistency RuleRules | 45% consistency rule on funded accounts (on-demand payout option). 2-Step Pro has 45% consistency throughout. Zero has 15% consistency rule. | None — no consistency requirements across any program |
PlatformsTools | MT5, cTrader, Match-Trader, TradeLocker | MT5, cTrader |
InstrumentsTools | ~? | ~? |
LeverageTools | 1:100 | 100 |
News TradingRules | ✅ Yes | ✅ Yes |
EA AllowedRules | ✅ Yes | ✅ Yes |
Copy TradingRules | ✅ Yes | ❌ No |
Weekend HoldingRules | ✅ Yes | ✅ Yes |
Program & Pricing Comparison
Funding Pips
20 programs
| Program | Size | Fee | Split |
|---|---|---|---|
| 2-Step Standard $5K | $5K | $36 | 60% |
| 2-Step Pro $5K | $5K | $29 | 80% |
| 1-Step $5K | $5K | $59 | 80% |
| Instant $5K Zero | $5K | $69 | 95% |
| 2-Step Standard $10K | $10K | $66 | 60% |
| Instant $10K Zero | $10K | $99 | 95% |
| 2-Step Pro $10K | $10K | $55 | 80% |
| 1-Step $10K | $10K | $99 | 80% |
| Instant $25K Zero | $25K | $199 | 95% |
| 2-Step Pro $25K | $25K | $109 | 80% |
| 1-Step $25K | $25K | $199 | 80% |
| 2-Step Standard $25K | $25K | $156 | 60% |
| 2-Step Standard $50K | $50K | $289 | 60% |
| 2-Step Pro $50K | $50K | $219 | 80% |
| Instant $50K Zero | $50K | $299 | 95% |
| 1-Step $50K | $50K | $319 | 80% |
| Instant $100K Zero | $100K | $499 | 95% |
| 1-Step $100K | $100K | $555 | 80% |
| 2-Step Pro $100K | $100K | $399 | 80% |
| 2-Step Standard $100K | $100K | $529 | 60% |
The5ers
13 programs
| Program | Size | Fee | Split |
|---|---|---|---|
| High Stakes $2.5K | $3K | $22 | 80% |
| High Stakes $5K | $5K | $39 | 80% |
| Hyper Growth $10K | $10K | $260 | 50% |
| High Stakes $10K | $10K | $78 | 80% |
| Hyper Growth $20K | $20K | $450 | 50% |
| High Stakes $20K | $20K | $165 | 80% |
| High Stakes $25K | $25K | $195 | 80% |
| Hyper Growth $40K | $40K | $850 | 50% |
| High Stakes $50K | $50K | $309 | 80% |
| High Stakes $60K | $60K | $329 | 80% |
| High Stakes $100K | $100K | $545 | 80% |
| Bootcamp $100K | $100K | $325 | 50% |
| Bootcamp $250K | $250K | $625 | 50% |
Trading Rules
| Rule | Funding Pips | The5ers |
|---|---|---|
| News Trading | ||
| Expert Advisors (EA) | ||
| Copy Trading | ||
| Weekend Holding | ||
| Fee Refundable | ||
| Prohibited Strategies | High-Frequency Trading, Latency Arbitrage, Reverse Arbitrage, Tick Scalping, Gap Trading, Toxic Order Flow, Server Spamming, Hedging, Martingale, Grid Trading | Arbitrage (all types), HFT, Tick scalping, Bracketing around news, Bulk trading, One-sided bets, System error exploitation, Account sharing/reselling, EAs without source code ownership, Hedge/reverse arbitrage, Trade coordination between accounts |
Payouts & Scaling
Funding Pips
First Payout5 days
FrequencyWeekly
Processing1-3 business days
Min PayoutN/A
Max Allocation$2.0M
Scaling PlanFour-tier scaling system (Launchpad → Ascender → Trailblazer → Hot Seat). Reach $2M capital with 100% profit split at Hot Seat tier after 16 payouts and 40% cumulative profit.
Payout Methods
Visa Direct / Mastercard
Cryptocurrency (USDT)
Riseworks (Rise)
Bank/Wire Transfer
The5ers
First Payout14 days
FrequencyBi-weekly
Processing1-3 business days
Min Payout$150
Max Allocation$4.0M
Scaling PlanAll programs scale aggressively. Hyper Growth/Bootcamp scale to $4M (account doubles every 10% profit). High Stakes scales to $500K with $4K/month salary at $350K and $10K/month at $500K. Withdrawals do not affect scaling progress. Profit splits increase at each milestone from 50-80% starting up to 100%.
Payout Methods
Rise (riseworks.io)
Cryptocurrency (USDT, USDC, ETH, LTC)
Bank Transfer
Hub Credits
Trust & Reputation
Funding Pips
6.8/10
Trustpilot4.5/5 (37,664)
Founded2022
Total Payouts$200.0M
RegulatedNo
✨ Unique Features
- $29 Entry Point
- Up to 100% Profit Split
- $2 Million Scaling Potential
⚠️ Red Flags (10)
- No financial regulation
- Funded account rules differ from evaluation
- Trustpilot profile suspension
The5ers
7.8/10
Trustpilot4.9/5 (20,736)
Founded2016
Total Payouts$43.0M
RegulatedNo
✨ Unique Features
- 10 years in business since 2016
- Scaling up to $4 million
- No time limits on evaluations
⚠️ Red Flags (13)
- Simulated trading environment
- Account termination complaints near large payouts
- Limited instrument selection (~40 assets)
Which Firm Is Better For...
Frequently Asked Questions
Is Funding Pips or The5ers better for beginners?
The5ers is generally more accessible for beginners due to lower entry costs. Use our Risk Profile Matcher for personalized advice.
Which firm has better profit splits?
Funding Pips offers up to 100% maximum profit split. See our profit splits comparison.
Which firm pays out faster?
Funding Pips processes first payouts in 5 days. Check our payout speed tracker.
Can I get cashback on both firms?
Yes! PropFirmScan offers cashback on both Funding Pips (2%) and The5ers (2%). Learn how cashback works.
Which firm has more trading instruments?
Funding Pips offers approximately 0 instruments. See our full trading rules comparison.
Which firm scales higher?
The5ers offers scaling up to $4.0M. Both firms offer scaling plans for consistent traders.
Are Funding Pips and The5ers legitimate?
Both firms are vetted by PropFirmScan. Funding Pips has a PFS score of 6.8/10 and The5ers scores 7.8/10. See our vetting methodology.
Which firm allows news trading and EAs?
Funding Pips: News ✅, EA ✅. The5ers: News ✅, EA ✅.
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