FXIFY vs The5ers

    Complete head-to-head comparison for 2026 — fees, rules, payouts, and more.

    Winner

    The5ers

    The5ers wins with 70 vs 15 points, scoring higher in pricing & value, trust & reputation, payout speed and 2 more categories.

    The5ers: 70 ptsvsFXIFY: 15 pts
    💰
    Pricing & Value
    The5ers
    📈
    Profit Split
    Tie
    🛡️
    Trust & Reputation
    The5ers
    Payout Speed
    The5ers
    🎯
    Challenge Fairness
    The5ers
    🖥️
    Platforms & Instruments
    FXIFY
    🚀
    Scaling Potential
    The5ers
    📋
    Trading Conditions
    FXIFY
    FXIFYFXIFY
    3 wins
    VS
    9 wins
    The5ersThe5ers

    At a Glance

    MetricFXIFYThe5ers
    PFS ScoreTrust
    7.4/10
    7.8/10
    Trustpilot RatingTrust
    4.4/5
    4.9/5
    Trustpilot ReviewsTrust
    5,042
    20,736
    FoundedTrust
    2023
    2016
    HeadquartersInfo
    London, United Kingdom
    Ra'anana, Israel
    Total PayoutsTrust
    $35.0M
    $43.0M
    Lowest Entry FeeCost
    $59
    $22
    CashbackCost
    0%
    2%
    Fee RefundableCost
    ✅ Yes
    ✅ Yes
    Profit SplitEarnings
    80% – 100%
    80% – 100%
    Max AllocationScaling
    $400K
    $4.0M
    First PayoutPayouts
    N/A
    14 days
    Payout FrequencyPayouts
    monthly
    Bi-weekly
    Min PayoutPayouts
    $50
    $150
    Payout ProcessingPayouts
    24-48 hours
    1-3 business days
    Challenge PhasesRules
    2-Step
    2-Step
    Daily Loss LimitRules
    4%
    5%
    Total Loss LimitRules
    10%
    10%
    Time LimitRules
    Unlimited
    Unlimited (30 days inactivity = expiry)
    Consistency RuleRules
    25% consistency rule on funded accounts (no single day exceeds 25% of total profit). Lightning: 30% rule.
    None — no consistency requirements across any program
    PlatformsTools
    MT4, MT5, DXTrade, TradingView
    MT5, cTrader
    InstrumentsTools
    ~?
    ~?
    LeverageTools
    30
    100
    News TradingRules
    ✅ Yes
    ✅ Yes
    EA AllowedRules
    ✅ Yes
    ✅ Yes
    Copy TradingRules
    ✅ Yes
    ❌ No
    Weekend HoldingRules
    ✅ Yes
    ✅ Yes

    Program & Pricing Comparison

    FXIFY

    FXIFY

    42 programs
    ProgramSizeFeeSplit
    Instant Funding$1K$6990%
    Instant Funding$3K$11990%
    2-Step Classic$5K$59100%
    3-Step$5K$3990%
    Instant Funding$5K$22990%
    2-Step$5K$5990%
    1-Step$5K$5990%
    1-Step$10K$8990%
    3-Step$10K$5990%
    2-Step$10K$8990%
    2-Step Classic$10K$89100%
    Lightning$10K$5990%
    Instant Funding$10K$44990%
    3-Step$15K$7990%
    2-Step$15K$11990%
    1-Step$15K$11990%
    2-Step Classic$15K$119100%
    Lightning$25K$11990%
    1-Step$25K$19990%
    2-Step$25K$19990%
    2-Step Classic$25K$199100%
    3-Step$25K$14990%
    Instant Funding$25K$89990%
    2-Step Classic$50K$379100%
    3-Step$50K$24990%
    2-Step$50K$37990%
    Lightning$50K$20990%
    1-Step$50K$37990%
    Instant Funding$50K$174990%
    Instant Funding$75K$249990%
    Instant Funding$100K$424990%
    1-Step$100K$54990%
    Lightning$100K$39990%
    2-Step Classic$100K$549100%
    2-Step$100K$54990%
    3-Step$100K$39990%
    3-Step$200K$79990%
    1-Step$200K$104990%
    2-Step$200K$104990%
    1-Step$400K$295090%
    2-Step$400K$295090%
    3-Step$400K$159990%
    The5ers

    The5ers

    13 programs
    ProgramSizeFeeSplit
    High Stakes $2.5K$3K$2280%
    High Stakes $5K$5K$3980%
    Hyper Growth $10K$10K$26050%
    High Stakes $10K$10K$7880%
    Hyper Growth $20K$20K$45050%
    High Stakes $20K$20K$16580%
    High Stakes $25K$25K$19580%
    Hyper Growth $40K$40K$85050%
    High Stakes $50K$50K$30980%
    High Stakes $60K$60K$32980%
    High Stakes $100K$100K$54580%
    Bootcamp $100K$100K$32550%
    Bootcamp $250K$250K$62550%

    Trading Rules

    RuleFXIFYThe5ers
    News Trading
    Expert Advisors (EA)
    Copy Trading
    Weekend Holding
    Fee Refundable
    Prohibited StrategiesHFT, Latency arbitrage, Reverse hedging, Group hedging, Account management, Tick scalping, Gap tradingArbitrage (all types), HFT, Tick scalping, Bracketing around news, Bulk trading, One-sided bets, System error exploitation, Account sharing/reselling, EAs without source code ownership, Hedge/reverse arbitrage, Trade coordination between accounts

    Payouts & Scaling

    FXIFY

    FXIFY

    First PayoutN/A
    Frequencymonthly
    Processing24-48 hours
    Min Payout$50
    Max Allocation$400K
    Scaling PlanScale from $400K to $4M. 25% increase after first 3-month qualifying period, then balance doubles each subsequent period. Requires 10% return over 3 months with at least 2 profitable months.
    Payout Methods
    Rise (Riseworks.io)
    Bank Wire Transfer
    Cryptocurrency (BTC/ETH)
    Deel
    The5ers

    The5ers

    First Payout14 days
    FrequencyBi-weekly
    Processing1-3 business days
    Min Payout$150
    Max Allocation$4.0M
    Scaling PlanAll programs scale aggressively. Hyper Growth/Bootcamp scale to $4M (account doubles every 10% profit). High Stakes scales to $500K with $4K/month salary at $350K and $10K/month at $500K. Withdrawals do not affect scaling progress. Profit splits increase at each milestone from 50-80% starting up to 100%.
    Payout Methods
    Rise (riseworks.io)
    Cryptocurrency (USDT, USDC, ETH, LTC)
    Bank Transfer
    Hub Credits

    Trust & Reputation

    FXIFY

    FXIFY

    7.4/10
    Trustpilot4.4/5 (5,042)
    Founded2023
    Total Payouts$35.0M
    RegulatedNo
    ✨ Unique Features
    • Broker-backed model via FXPIG
    • On-demand first payout
    • Six distinct challenge programs
    ⚠️ Red Flags (13)
    • Account terminations for vague prohibited strategies
    • Rise KYC payout bottleneck
    • Trailing drawdown on most programs
    The5ers

    The5ers

    7.8/10
    Trustpilot4.9/5 (20,736)
    Founded2016
    Total Payouts$43.0M
    RegulatedNo
    ✨ Unique Features
    • 10 years in business since 2016
    • Scaling up to $4 million
    • No time limits on evaluations
    ⚠️ Red Flags (13)
    • Simulated trading environment
    • Account termination complaints near large payouts
    • Limited instrument selection (~40 assets)

    Which Firm Is Better For...

    Beginners

    Lower entry costs starting from $22.

    View The5ers

    Experienced Traders

    Up to 100% profit split.

    View FXIFY

    Scalpers

    EA allowed. News trading allowed.

    View FXIFY

    Swing Traders

    Weekend holding allowed. Unlimited.

    View FXIFY

    Budget Traders

    Lowest fee from $22. Fee refundable.

    View The5ers

    High-Capital Traders

    Max allocation up to $4.0M.

    View The5ers

    Frequently Asked Questions

    Is FXIFY or The5ers better for beginners?

    The5ers is generally more accessible for beginners due to lower entry costs. Use our Risk Profile Matcher for personalized advice.

    Which firm has better profit splits?

    FXIFY offers up to 100% maximum profit split. See our profit splits comparison.

    Which firm pays out faster?

    The5ers processes first payouts in 14 days. Check our payout speed tracker.

    Can I get cashback on both firms?

    Yes! PropFirmScan offers cashback on both FXIFY (0%) and The5ers (2%). Learn how cashback works.

    Which firm has more trading instruments?

    FXIFY offers approximately 0 instruments. See our full trading rules comparison.

    Which firm scales higher?

    The5ers offers scaling up to $4.0M. Both firms offer scaling plans for consistent traders.

    Are FXIFY and The5ers legitimate?

    Both firms are vetted by PropFirmScan. FXIFY has a PFS score of 7.4/10 and The5ers scores 7.8/10. See our vetting methodology.

    Which firm allows news trading and EAs?

    FXIFY: News ✅, EA ✅. The5ers: News ✅, EA ✅.

    Ready to Start?

    Get cashback on either firm through PropFirmScan