FXIFY vs The5ers
Complete head-to-head comparison for 2026 — fees, rules, payouts, and more.
The5ers
The5ers wins with 70 vs 15 points, scoring higher in pricing & value, trust & reputation, payout speed and 2 more categories.
FXIFY
At a Glance
| Metric | FXIFY | The5ers |
|---|---|---|
PFS ScoreTrust | 7.4/10 | 7.8/10 |
Trustpilot RatingTrust | 4.4/5 | 4.9/5 |
Trustpilot ReviewsTrust | 5,042 | 20,736 |
FoundedTrust | 2023 | 2016 |
HeadquartersInfo | London, United Kingdom | Ra'anana, Israel |
Total PayoutsTrust | $35.0M | $43.0M |
Lowest Entry FeeCost | $59 | $22 |
CashbackCost | 0% | 2% |
Fee RefundableCost | ✅ Yes | ✅ Yes |
Profit SplitEarnings | 80% – 100% | 80% – 100% |
Max AllocationScaling | $400K | $4.0M |
First PayoutPayouts | N/A | 14 days |
Payout FrequencyPayouts | monthly | Bi-weekly |
Min PayoutPayouts | $50 | $150 |
Payout ProcessingPayouts | 24-48 hours | 1-3 business days |
Challenge PhasesRules | 2-Step | 2-Step |
Daily Loss LimitRules | 4% | 5% |
Total Loss LimitRules | 10% | 10% |
Time LimitRules | Unlimited | Unlimited (30 days inactivity = expiry) |
Consistency RuleRules | 25% consistency rule on funded accounts (no single day exceeds 25% of total profit). Lightning: 30% rule. | None — no consistency requirements across any program |
PlatformsTools | MT4, MT5, DXTrade, TradingView | MT5, cTrader |
InstrumentsTools | ~? | ~? |
LeverageTools | 30 | 100 |
News TradingRules | ✅ Yes | ✅ Yes |
EA AllowedRules | ✅ Yes | ✅ Yes |
Copy TradingRules | ✅ Yes | ❌ No |
Weekend HoldingRules | ✅ Yes | ✅ Yes |
Program & Pricing Comparison

FXIFY
| Program | Size | Fee | Split |
|---|---|---|---|
| Instant Funding | $1K | $69 | 90% |
| Instant Funding | $3K | $119 | 90% |
| 2-Step Classic | $5K | $59 | 100% |
| 3-Step | $5K | $39 | 90% |
| Instant Funding | $5K | $229 | 90% |
| 2-Step | $5K | $59 | 90% |
| 1-Step | $5K | $59 | 90% |
| 1-Step | $10K | $89 | 90% |
| 3-Step | $10K | $59 | 90% |
| 2-Step | $10K | $89 | 90% |
| 2-Step Classic | $10K | $89 | 100% |
| Lightning | $10K | $59 | 90% |
| Instant Funding | $10K | $449 | 90% |
| 3-Step | $15K | $79 | 90% |
| 2-Step | $15K | $119 | 90% |
| 1-Step | $15K | $119 | 90% |
| 2-Step Classic | $15K | $119 | 100% |
| Lightning | $25K | $119 | 90% |
| 1-Step | $25K | $199 | 90% |
| 2-Step | $25K | $199 | 90% |
| 2-Step Classic | $25K | $199 | 100% |
| 3-Step | $25K | $149 | 90% |
| Instant Funding | $25K | $899 | 90% |
| 2-Step Classic | $50K | $379 | 100% |
| 3-Step | $50K | $249 | 90% |
| 2-Step | $50K | $379 | 90% |
| Lightning | $50K | $209 | 90% |
| 1-Step | $50K | $379 | 90% |
| Instant Funding | $50K | $1749 | 90% |
| Instant Funding | $75K | $2499 | 90% |
| Instant Funding | $100K | $4249 | 90% |
| 1-Step | $100K | $549 | 90% |
| Lightning | $100K | $399 | 90% |
| 2-Step Classic | $100K | $549 | 100% |
| 2-Step | $100K | $549 | 90% |
| 3-Step | $100K | $399 | 90% |
| 3-Step | $200K | $799 | 90% |
| 1-Step | $200K | $1049 | 90% |
| 2-Step | $200K | $1049 | 90% |
| 1-Step | $400K | $2950 | 90% |
| 2-Step | $400K | $2950 | 90% |
| 3-Step | $400K | $1599 | 90% |

The5ers
| Program | Size | Fee | Split |
|---|---|---|---|
| High Stakes $2.5K | $3K | $22 | 80% |
| High Stakes $5K | $5K | $39 | 80% |
| Hyper Growth $10K | $10K | $260 | 50% |
| High Stakes $10K | $10K | $78 | 80% |
| Hyper Growth $20K | $20K | $450 | 50% |
| High Stakes $20K | $20K | $165 | 80% |
| High Stakes $25K | $25K | $195 | 80% |
| Hyper Growth $40K | $40K | $850 | 50% |
| High Stakes $50K | $50K | $309 | 80% |
| High Stakes $60K | $60K | $329 | 80% |
| High Stakes $100K | $100K | $545 | 80% |
| Bootcamp $100K | $100K | $325 | 50% |
| Bootcamp $250K | $250K | $625 | 50% |
Trading Rules
| Rule | FXIFY | The5ers |
|---|---|---|
| News Trading | ||
| Expert Advisors (EA) | ||
| Copy Trading | ||
| Weekend Holding | ||
| Fee Refundable | ||
| Prohibited Strategies | HFT, Latency arbitrage, Reverse hedging, Group hedging, Account management, Tick scalping, Gap trading | Arbitrage (all types), HFT, Tick scalping, Bracketing around news, Bulk trading, One-sided bets, System error exploitation, Account sharing/reselling, EAs without source code ownership, Hedge/reverse arbitrage, Trade coordination between accounts |
Payouts & Scaling

FXIFY

The5ers
Trust & Reputation

FXIFY
- Broker-backed model via FXPIG
- On-demand first payout
- Six distinct challenge programs
- Account terminations for vague prohibited strategies
- Rise KYC payout bottleneck
- Trailing drawdown on most programs

The5ers
- 10 years in business since 2016
- Scaling up to $4 million
- No time limits on evaluations
- Simulated trading environment
- Account termination complaints near large payouts
- Limited instrument selection (~40 assets)
Which Firm Is Better For...
Frequently Asked Questions
Is FXIFY or The5ers better for beginners?
The5ers is generally more accessible for beginners due to lower entry costs. Use our Risk Profile Matcher for personalized advice.
Which firm has better profit splits?
FXIFY offers up to 100% maximum profit split. See our profit splits comparison.
Which firm pays out faster?
The5ers processes first payouts in 14 days. Check our payout speed tracker.
Can I get cashback on both firms?
Yes! PropFirmScan offers cashback on both FXIFY (0%) and The5ers (2%). Learn how cashback works.
Which firm has more trading instruments?
FXIFY offers approximately 0 instruments. See our full trading rules comparison.
Which firm scales higher?
The5ers offers scaling up to $4.0M. Both firms offer scaling plans for consistent traders.
Are FXIFY and The5ers legitimate?
Both firms are vetted by PropFirmScan. FXIFY has a PFS score of 7.4/10 and The5ers scores 7.8/10. See our vetting methodology.
Which firm allows news trading and EAs?
FXIFY: News ✅, EA ✅. The5ers: News ✅, EA ✅.
Ready to Start?
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