Account Size Comparison Matrix

    Every fee, profit split, and net cost after cashback — side by side across 244+ programs from 10 verified firms. Find the best value at every account tier.

    10Firms
    22Tiers
    $13Cheapest
    100%Top Split
    244Programs

    How to Use This Page

    1

    Filter by challenge type or account range to narrow the matrix

    2

    Compare net costs — gold badges mark the best value at each tier

    3

    Use the Recommender below for a personalized size + firm match

    244 programs
    FXIFY

    FXIFY

    42 sizes·4.4
    Best Value
    $1K
    $68
    $69save $1
    90%split
    $3K
    $117
    $119save $2
    90%split
    $5K
    $38
    $39save $1
    90%split
    $5K
    $58
    $59save $1
    100%split
    $5K
    $58
    $59save $1
    90%split
    $5K
    $58
    $59save $1
    90%split
    $5K
    $224
    $229save $5
    90%split
    $10K
    $87
    $89save $2
    90%split
    $10K
    $87
    $89save $2
    90%split
    $10K
    $87
    $89save $2
    100%split
    $10K
    $58
    $59save $1
    90%split
    $10K
    $58
    $59save $1
    90%split
    $10K
    $440
    $449save $9
    90%split
    Best Value
    $15K
    $117
    $119save $2
    90%split
    Best Value
    $15K
    $117
    $119save $2
    100%split
    Best Value
    $15K
    $117
    $119save $2
    90%split
    Best Value
    $15K
    $77
    $79save $2
    90%split
    Best Value
    $25K
    $117
    $119save $2
    90%split
    Best Value
    $25K
    $146
    $149save $3
    90%split
    Best Value
    $25K
    $195
    $199save $4
    100%split
    Best Value
    $25K
    $195
    $199save $4
    90%split
    Best Value
    $25K
    $195
    $199save $4
    90%split
    Best Value
    $25K
    $881
    $899save $18
    90%split
    $50K
    $371
    $379save $8
    90%split
    $50K
    $371
    $379save $8
    90%split
    $50K
    $371
    $379save $8
    100%split
    $50K
    $244
    $249save $5
    90%split
    $50K
    $205
    $209save $4
    90%split
    $50K
    $1,714
    $1,749save $35
    90%split
    Best Value
    $75K
    $2,449
    $2,499save $50
    90%split
    $100K
    $538
    $549save $11
    90%split
    $100K
    $538
    $549save $11
    90%split
    $100K
    $538
    $549save $11
    100%split
    $100K
    $391
    $399save $8
    90%split
    $100K
    $391
    $399save $8
    90%split
    $100K
    $4,164
    $4,249save $85
    90%split
    $200K
    $1,028
    $1,049save $21
    90%split
    $200K
    $1,028
    $1,049save $21
    90%split
    $200K
    $783
    $799save $16
    90%split
    Best Value
    $400K
    $2,891
    $2,950save $59
    90%split
    Best Value
    $400K
    $1,567
    $1,599save $32
    90%split
    Best Value
    $400K
    $2,891
    $2,950save $59
    90%split
    Maven Trading

    Maven Trading

    30 sizes·4.6
    Best Value
    $2K
    $13
    80%split
    Best Value
    $2K
    $15
    80%split
    Best Value
    $2K
    $13
    80%split
    Best Value
    $2K
    $19
    80%split
    Best Value
    $2K
    $15
    80%split
    Best Value
    $5K
    $17
    80%split
    Best Value
    $5K
    $19
    80%split
    Best Value
    $5K
    $17
    80%split
    Best Value
    $5K
    $19
    80%split
    Best Value
    $5K
    $22
    80%split
    Best Value
    $10K
    $36
    $37save $1
    80%split
    Best Value
    $10K
    $43
    $44save $1
    80%split
    Best Value
    $10K
    $37
    $38save $1
    80%split
    Best Value
    $10K
    $36
    $37save $1
    80%split
    Best Value
    $10K
    $37
    $38save $1
    80%split
    Best Value
    $20K
    $74
    $76save $2
    80%split
    Best Value
    $20K
    $67
    $68save $1
    80%split
    Best Value
    $20K
    $86
    $88save $2
    80%split
    Best Value
    $20K
    $74
    $76save $2
    80%split
    Best Value
    $20K
    $67
    $68save $1
    80%split
    Best Value
    $50K
    $216
    $220save $4
    80%split
    Best Value
    $50K
    $167
    $170save $3
    80%split
    Best Value
    $50K
    $186
    $190save $4
    80%split
    Best Value
    $50K
    $167
    $170save $3
    80%split
    Best Value
    $50K
    $186
    $190save $4
    80%split
    Best Value
    $100K
    $293
    $299save $6
    80%split
    Best Value
    $100K
    $431
    $440save $9
    80%split
    Best Value
    $100K
    $372
    $380save $8
    80%split
    Best Value
    $100K
    $293
    $299save $6
    80%split
    Best Value
    $100K
    $372
    $380save $8
    80%split
    FundedNext

    FundedNext

    22 sizes·4.5
    $2K
    $58
    $59save $1
    60%split
    $5K
    $146
    $149save $3
    60%split
    $5K
    $32
    $33save $1
    80%split
    Best Value
    $6K
    $65
    $66save $1
    80%split
    Best Value
    $6K
    $59
    $60save $1
    80%split
    $10K
    $59
    $60save $1
    80%split
    $10K
    $293
    $299save $6
    60%split
    $15K
    $118
    $120save $2
    80%split
    $15K
    $127
    $130save $3
    80%split
    $20K
    $587
    $599save $12
    60%split
    $25K
    $196
    $200save $4
    80%split
    $25K
    $216
    $220save $4
    80%split
    $25K
    $137
    $140save $3
    80%split
    $50K
    $294
    $300save $6
    80%split
    $50K
    $323
    $330save $7
    80%split
    $50K
    $225
    $230save $5
    80%split
    $100K
    $559
    $570save $11
    80%split
    $100K
    $539
    $550save $11
    80%split
    $100K
    $392
    $400save $8
    80%split
    $200K
    $1,078
    $1,100save $22
    80%split
    $200K
    $1,078
    $1,100save $22
    80%split
    $200K
    $783
    $799save $16
    80%split
    The5ers

    The5ers

    13 sizes·4.9
    Best Value
    $3K
    $22
    80%split
    $5K
    $38
    $39save $1
    80%split
    $10K
    $76
    $78save $2
    80%split
    $10K
    $255
    $260save $5
    50%split
    $20K
    $441
    $450save $9
    50%split
    $20K
    $162
    $165save $3
    80%split
    $25K
    $191
    $195save $4
    80%split
    Best Value
    $40K
    $833
    $850save $17
    50%split
    $50K
    $303
    $309save $6
    80%split
    $60K
    $322
    $329save $7
    80%split
    $100K
    $319
    $325save $7
    50%split
    $100K
    $534
    $545save $11
    80%split
    Best Value
    $250K
    $613
    $625save $13
    50%split
    Blue Guardian

    Blue Guardian

    46 sizes
    $5K
    $77
    $79save $2
    85%split
    $5K
    $41
    $42save $1
    85%split
    $5K
    $29
    $30save $1
    85%split
    $5K
    $26
    $27save $1
    90%split
    $5K
    $107
    $109save $2
    80%split
    $5K
    $85
    $87save $2
    85%split
    $5K
    $69
    $70save $1
    85%split
    $5K
    $35
    $36save $1
    85%split
    $10K
    $95
    $97save $2
    85%split
    $10K
    $77
    $79save $2
    85%split
    $10K
    $133
    $136save $3
    85%split
    $10K
    $95
    $97save $2
    85%split
    $10K
    $126
    $129save $3
    85%split
    $10K
    $146
    $149save $3
    80%split
    $10K
    $66
    $67save $1
    85%split
    $25K
    $144
    $147save $3
    85%split
    $25K
    $193
    $197save $4
    85%split
    $25K
    $239
    $244save $5
    85%split
    $25K
    $303
    $309save $6
    80%split
    $25K
    $193
    $197save $4
    85%split
    $25K
    $259
    $264save $5
    85%split
    $25K
    $138
    $141save $3
    85%split
    $50K
    $291
    $297save $6
    85%split
    $50K
    $222
    $227save $5
    85%split
    $50K
    $245
    $250save $5
    85%split
    $50K
    $413
    $421save $8
    85%split
    $50K
    $291
    $297save $6
    85%split
    $50K
    $362
    $369save $7
    85%split
    $50K
    $469
    $479save $10
    80%split
    $100K
    $487
    $497save $10
    85%split
    $100K
    $360
    $367save $7
    85%split
    $100K
    $693
    $707save $14
    85%split
    $100K
    $487
    $497save $10
    85%split
    $100K
    $455
    $464save $9
    85%split
    $100K
    $763
    $779save $16
    80%split
    $100K
    $693
    $707save $14
    85%split
    Best Value
    $150K
    $678
    $692save $14
    85%split
    Best Value
    $150K
    $507
    $517save $10
    85%split
    Best Value
    $150K
    $714
    $729save $15
    85%split
    Best Value
    $150K
    $714
    $729save $15
    85%split
    Best Value
    $200K
    $977
    $997save $20
    85%split
    Best Value
    $200K
    $977
    $997save $20
    85%split
    Best Value
    $200K
    $1,171
    $1,195save $24
    80%split
    Best Value
    $200K
    $654
    $667save $13
    85%split
    Best Value
    $200K
    $903
    $921save $18
    85%split
    Best Value
    $200K
    $1,470
    $1,500save $30
    85%split
    Alpha Capital Group

    Alpha Capital Group

    35 sizes·4.7
    $5K
    $75
    $77save $2
    80%split
    $5K
    $49
    $50save $1
    80%split
    $5K
    $69
    $70save $1
    80%split
    $5K
    $49
    $50save $1
    80%split
    $5K
    $39
    $40save $1
    80%split
    $10K
    $95
    $97save $2
    80%split
    $10K
    $66
    $67save $1
    80%split
    $10K
    $144
    $147save $3
    80%split
    $10K
    $95
    $97save $2
    80%split
    $10K
    $144
    $147save $3
    80%split
    $10K
    $66
    $67save $1
    80%split
    $25K
    $134
    $137save $3
    80%split
    $25K
    $242
    $247save $5
    80%split
    $25K
    $242
    $247save $5
    80%split
    $25K
    $193
    $197save $4
    80%split
    $25K
    $193
    $197save $4
    80%split
    $25K
    $154
    $157save $3
    80%split
    $50K
    $242
    $247save $5
    80%split
    $50K
    $350
    $357save $7
    80%split
    $50K
    $291
    $297save $6
    80%split
    $50K
    $291
    $297save $6
    80%split
    $50K
    $350
    $357save $7
    80%split
    $50K
    $232
    $237save $5
    80%split
    $100K
    $418
    $427save $9
    80%split
    $100K
    $389
    $397save $8
    80%split
    $100K
    $546
    $557save $11
    80%split
    $100K
    $487
    $497save $10
    80%split
    $100K
    $487
    $497save $10
    80%split
    $100K
    $546
    $557save $11
    80%split
    $200K
    $977
    $997save $20
    80%split
    $200K
    $683
    $697save $14
    80%split
    $200K
    $1,075
    $1,097save $22
    80%split
    $200K
    $830
    $847save $17
    80%split
    $200K
    $977
    $997save $20
    80%split
    $200K
    $1,075
    $1,097save $22
    80%split
    Seacrest Markets

    Seacrest Markets

    15 sizes
    $5K
    $39
    $40save $1
    80%split
    $5K
    $49
    $50save $1
    80%split
    $5K
    $49
    $50save $1
    80%split
    $10K
    $98
    $100save $2
    80%split
    $10K
    $98
    $100save $2
    80%split
    $10K
    $69
    $70save $1
    80%split
    $25K
    $162
    $165save $3
    80%split
    $25K
    $196
    $200save $4
    80%split
    $25K
    $196
    $200save $4
    80%split
    $50K
    $294
    $300save $6
    80%split
    $50K
    $245
    $250save $5
    80%split
    $50K
    $294
    $300save $6
    80%split
    $100K
    $490
    $500save $10
    80%split
    $100K
    $417
    $425save $9
    80%split
    $100K
    $490
    $500save $10
    80%split
    Funding Pips

    Funding Pips

    20 sizes·4.5
    $5K
    $68
    $69save $1
    95%split
    $5K
    $58
    $59save $1
    80%split
    $5K
    $28
    $29save $1
    80%split
    $5K
    $35
    $36save $1
    60%split
    $10K
    $65
    $66save $1
    60%split
    $10K
    $54
    $55save $1
    80%split
    $10K
    $97
    $99save $2
    80%split
    $10K
    $97
    $99save $2
    95%split
    $25K
    $195
    $199save $4
    95%split
    $25K
    $195
    $199save $4
    80%split
    $25K
    $107
    $109save $2
    80%split
    $25K
    $153
    $156save $3
    60%split
    $50K
    $283
    $289save $6
    60%split
    $50K
    $215
    $219save $4
    80%split
    $50K
    $313
    $319save $6
    80%split
    $50K
    $293
    $299save $6
    95%split
    $100K
    $518
    $529save $11
    60%split
    $100K
    $489
    $499save $10
    95%split
    $100K
    $544
    $555save $11
    80%split
    $100K
    $391
    $399save $8
    80%split
    Audacity Capital

    Audacity Capital

    11 sizes·4.4
    $5K
    $48
    $49save $1
    75%split
    Best Value
    $8K
    $322
    $329save $7
    50%split
    $10K
    $88
    $90save $2
    75%split
    $15K
    $127
    $130save $3
    75%split
    $15K
    $636
    $649save $13
    50%split
    Best Value
    $30K
    $225
    $230save $5
    75%split
    Best Value
    $60K
    $314
    $320save $6
    75%split
    Best Value
    $60K
    $2,351
    $2,399save $48
    50%split
    Best Value
    $120K
    $930
    $949save $19
    75%split
    Best Value
    $120K
    $529
    $540save $11
    75%split
    Best Value
    $240K
    $1,068
    $1,090save $22
    75%split
    FTMO

    FTMO

    10 sizes·4.8
    $10K
    $167
    $170save $3
    80%split
    $10K
    $96
    $98save $2
    90%split
    $25K
    $270
    $275save $6
    90%split
    $25K
    $270
    $275save $6
    80%split
    $50K
    $371
    $379save $8
    80%split
    $50K
    $371
    $379save $8
    90%split
    $100K
    $473
    $483save $10
    90%split
    $100K
    $582
    $594save $12
    80%split
    $200K
    $1,164
    $1,188save $24
    80%split
    $200K
    $1,164
    $1,188save $24
    90%split

    Account Size Recommender

    Answer 3 questions → get a personalized match

    1
    Experience
    2
    Risk
    3
    Budget

    What's your trading experience?

    This determines the recommended account size range.

    Quick Budget Lookup

    Enter your max budget to see affordable options:

    How to Choose Your Account Size

    Match the tier to your experience and budget

    BEGINNER

    $5K – $25K

    Start small to minimize financial risk. Lower fees mean less pressure if you need multiple attempts.

    Lower financial risk per attempt
    Same rules as larger accounts
    Ideal for strategy validation
    Higher fee-to-capital ratio (1–2%)
    Smaller absolute profit per trade

    Pro Tip: Most successful funded traders started with a $10K–$25K challenge and scaled up after their first payout.

    INTERMEDIATE

    $50K – $100K

    The sweet spot for most traders. Optimal fee-to-capital ratios and meaningful monthly profit potential.

    Best overall value per dollar
    Meaningful monthly income
    Comfortable position sizing
    $300–$600 upfront investment
    Requires proven consistency

    Pro Tip: A $100K account with 80% split can generate $800+/month at just 1% monthly returns.

    ADVANCED

    $150K – $300K+

    Maximum capital for experienced traders. Lowest fee ratios and highest potential returns.

    Lowest fee ratio (0.4–0.55%)
    Maximum earning potential
    Best leverage for scaling plans
    $700–$1,100+ upfront cost
    Requires strong trading psychology

    Pro Tip: Combine a $200K account with a firm's scaling plan to access up to $2M in trading capital.

    Understanding Account Sizes & Pricing in 2026

    Data-driven guide to choosing the right tier

    Choosing the right account size is one of the most impactful decisions in your prop trading journey. It determines your upfront cost, per-trade risk exposure, monthly profit potential, and even your psychological comfort level. Across the 10 firms in our database, account sizes range from $5,000 micro accounts to $300,000+ accounts designed for experienced traders with proven track records.

    The Fee-to-Capital Ratio Rule

    Always compare the fee-to-capital ratio, not the absolute fee. A $100K account at $500 costs just 0.5% of capital, while a $10K at $155 costs 1.55% — that's 3× the relative cost. Use our ROI Calculator to model your specific scenario.

    Beyond the Price Tag: What Really Matters

    Price alone shouldn't determine your account size choice. Consider the profit split — a $550 challenge with a 90% split generates more net income than a $400 challenge with 75%. Factor in trading rules too: some firms impose consistency rules that hit harder on larger accounts. Evaluate payout frequency — weekly payouts on a $100K account can compound much faster than monthly payouts on a $200K one.

    Did You Know?

    The average challenge fee across all 10 firms is approximately $368. With PropFirmScan cashback, traders save on average 2% per purchase — that's real money over multiple attempts.

    For traders on a tight budget, starting with a smaller account and leveraging our exclusive discount codes plus cashback is a proven path. Many traders start at $10K–$25K, pass the evaluation, receive their first payout, and reinvest into a larger challenge. Track potential earnings across sizes with our Profit Calculator.

    Multi-Account vs. Single Large Account

    Should you buy one $100K account or two $50K accounts? Financially, a single $100K is typically 15–25% cheaper in total fees. But two smaller accounts offer risk diversification — if you breach one, you still have the other active. Firms like The5ers and Funded Next explicitly support multi-account strategies. Our Risk Profile Matcher can help you decide which approach fits your trading personality.

    Frequently Asked Questions

    7 common questions about account sizes

    Most prop firms offer account sizes ranging from $5,000 to $200,000+. The most common tiers are $10K, $25K, $50K, $100K, and $200K. FTMO offers accounts from $10K to $200K, while Funded Next starts as low as $6K. Some firms like Alpha Capital Group and Maven Trading also offer $5K micro accounts ideal for first-time challengers. Use our interactive matrix above to compare every available size across all 10 firms.

    Challenge fees vary significantly by firm and account size. For a $100K 2-step challenge, fees range from roughly $450 to $600 across major firms. With PropFirmScan's cashback program, you save an additional percentage on every purchase — bringing the cheapest net cost to approximately $13 after cashback. Smaller $10K–$25K accounts typically cost $80–$250. Use our Account Size Recommender above to find options matching your budget and experience level.

    For beginners, we recommend starting with a $10K–$25K account. The challenge rules are identical across all sizes at most firms — only your position sizing and fee change. A $10K FTMO challenge costs around $155 (before cashback), while a $100K costs $540. Starting small lets you test your strategy with minimal financial risk. Once you pass consistently, scale up to a $50K or $100K account. Compare beginner-friendly options in our trading rules comparison.

    In terms of fee-to-capital ratio, yes — larger accounts are almost always better value. A $200K account at $1,100 costs just 0.55% of capital, while a $10K at $155 costs 1.55%. However, bigger isn't better if you're not psychologically prepared for the position sizes involved. A $200K account with 1:100 leverage means even 0.01 lot movements carry real weight. Our Account Size Recommender factors in your experience level to prevent over-sizing.

    Yes, most firms allow multiple accounts. Running two $50K accounts costs more in total fees than one $100K account — roughly $500 vs $350 depending on the firm. The advantage of multiple accounts is risk diversification: if you breach one, you still have the other. Some firms like The5ers and Funded Next explicitly support multi-account strategies. Check each firm's copy trading and multi-account policies in our trading rules comparison.

    PropFirmScan offers cashback on every challenge purchase through our verified affiliate links. For example, if a firm offers 2% cashback on a $540 challenge, you save $10.80, bringing the net cost to $529.20. Over multiple attempts or larger accounts, this compounds significantly — a trader who buys three $100K challenges saves roughly $30+ in total. See the 'Net Cost After Cashback' column in the matrix above for exact per-firm savings.

    The cheapest options change frequently as firms adjust pricing and run promotions. Currently, the lowest net fee (after cashback) across all account sizes is approximately $13. Check the matrix above — the gold "Best Value" badge highlights the cheapest option for each account size tier. You can also use our deals page to find active discount codes that stack with cashback.