Funding Pips vs FXIFY
Complete head-to-head comparison for 2026 — fees, rules, payouts, and more.
Winner
Funding Pips
Funding Pips wins with 50 vs 20 points, scoring higher in pricing & value, payout speed, challenge fairness and 1 more categories.
Funding Pips: 50 ptsvsFXIFY: 20 pts
💰
Pricing & Value
Funding Pips
📈
Profit Split
Tie
🛡️
Trust & Reputation
FXIFY
⚡
Payout Speed
Funding Pips
🎯
Challenge Fairness
Funding Pips
🖥️
Platforms & Instruments
Tie
🚀
Scaling Potential
Funding Pips
📋
Trading Conditions
Tie
Funding Pips8 wins
VS
2 wins
FXIFY
At a Glance
| Metric | Funding Pips | FXIFY |
|---|---|---|
PFS ScoreTrust | 6.8/10 | 7.4/10 |
Trustpilot RatingTrust | 4.5/5 | 4.4/5 |
Trustpilot ReviewsTrust | 37,664 | 5,042 |
FoundedTrust | 2022 | 2023 |
HeadquartersInfo | Dubai, United Arab Emirates | London, United Kingdom |
Total PayoutsTrust | $200.0M | $35.0M |
Lowest Entry FeeCost | $36 | $59 |
CashbackCost | 2% | 0% |
Fee RefundableCost | ✅ Yes | ✅ Yes |
Profit SplitEarnings | 60% – 100% | 80% – 100% |
Max AllocationScaling | $2.0M | $400K |
First PayoutPayouts | 5 days | N/A |
Payout FrequencyPayouts | Weekly | monthly |
Min PayoutPayouts | N/A | $50 |
Payout ProcessingPayouts | 1-3 business days | 24-48 hours |
Challenge PhasesRules | 2-Step | 2-Step |
Daily Loss LimitRules | 5% | 4% |
Total Loss LimitRules | 10% | 10% |
Time LimitRules | Unlimited | Unlimited |
Consistency RuleRules | 45% consistency rule on funded accounts (on-demand payout option). 2-Step Pro has 45% consistency throughout. Zero has 15% consistency rule. | 25% consistency rule on funded accounts (no single day exceeds 25% of total profit). Lightning: 30% rule. |
PlatformsTools | MT5, cTrader, Match-Trader, TradeLocker | MT4, MT5, DXTrade, TradingView |
InstrumentsTools | ~? | ~? |
LeverageTools | 1:100 | 30 |
News TradingRules | ✅ Yes | ✅ Yes |
EA AllowedRules | ✅ Yes | ✅ Yes |
Copy TradingRules | ✅ Yes | ✅ Yes |
Weekend HoldingRules | ✅ Yes | ✅ Yes |
Program & Pricing Comparison
Funding Pips
20 programs
| Program | Size | Fee | Split |
|---|---|---|---|
| 2-Step Standard $5K | $5K | $36 | 60% |
| 2-Step Pro $5K | $5K | $29 | 80% |
| 1-Step $5K | $5K | $59 | 80% |
| Instant $5K Zero | $5K | $69 | 95% |
| 2-Step Standard $10K | $10K | $66 | 60% |
| Instant $10K Zero | $10K | $99 | 95% |
| 2-Step Pro $10K | $10K | $55 | 80% |
| 1-Step $10K | $10K | $99 | 80% |
| Instant $25K Zero | $25K | $199 | 95% |
| 2-Step Pro $25K | $25K | $109 | 80% |
| 1-Step $25K | $25K | $199 | 80% |
| 2-Step Standard $25K | $25K | $156 | 60% |
| 2-Step Standard $50K | $50K | $289 | 60% |
| 2-Step Pro $50K | $50K | $219 | 80% |
| Instant $50K Zero | $50K | $299 | 95% |
| 1-Step $50K | $50K | $319 | 80% |
| Instant $100K Zero | $100K | $499 | 95% |
| 1-Step $100K | $100K | $555 | 80% |
| 2-Step Pro $100K | $100K | $399 | 80% |
| 2-Step Standard $100K | $100K | $529 | 60% |
FXIFY
42 programs
| Program | Size | Fee | Split |
|---|---|---|---|
| Instant Funding | $1K | $69 | 90% |
| Instant Funding | $3K | $119 | 90% |
| 2-Step Classic | $5K | $59 | 100% |
| 3-Step | $5K | $39 | 90% |
| Instant Funding | $5K | $229 | 90% |
| 2-Step | $5K | $59 | 90% |
| 1-Step | $5K | $59 | 90% |
| 1-Step | $10K | $89 | 90% |
| 3-Step | $10K | $59 | 90% |
| 2-Step | $10K | $89 | 90% |
| 2-Step Classic | $10K | $89 | 100% |
| Lightning | $10K | $59 | 90% |
| Instant Funding | $10K | $449 | 90% |
| 3-Step | $15K | $79 | 90% |
| 2-Step | $15K | $119 | 90% |
| 1-Step | $15K | $119 | 90% |
| 2-Step Classic | $15K | $119 | 100% |
| Lightning | $25K | $119 | 90% |
| 1-Step | $25K | $199 | 90% |
| 2-Step | $25K | $199 | 90% |
| 2-Step Classic | $25K | $199 | 100% |
| 3-Step | $25K | $149 | 90% |
| Instant Funding | $25K | $899 | 90% |
| 2-Step Classic | $50K | $379 | 100% |
| 3-Step | $50K | $249 | 90% |
| 2-Step | $50K | $379 | 90% |
| Lightning | $50K | $209 | 90% |
| 1-Step | $50K | $379 | 90% |
| Instant Funding | $50K | $1749 | 90% |
| Instant Funding | $75K | $2499 | 90% |
| Instant Funding | $100K | $4249 | 90% |
| 1-Step | $100K | $549 | 90% |
| Lightning | $100K | $399 | 90% |
| 2-Step Classic | $100K | $549 | 100% |
| 2-Step | $100K | $549 | 90% |
| 3-Step | $100K | $399 | 90% |
| 3-Step | $200K | $799 | 90% |
| 1-Step | $200K | $1049 | 90% |
| 2-Step | $200K | $1049 | 90% |
| 1-Step | $400K | $2950 | 90% |
| 2-Step | $400K | $2950 | 90% |
| 3-Step | $400K | $1599 | 90% |
Trading Rules
| Rule | Funding Pips | FXIFY |
|---|---|---|
| News Trading | ||
| Expert Advisors (EA) | ||
| Copy Trading | ||
| Weekend Holding | ||
| Fee Refundable | ||
| Prohibited Strategies | High-Frequency Trading, Latency Arbitrage, Reverse Arbitrage, Tick Scalping, Gap Trading, Toxic Order Flow, Server Spamming, Hedging, Martingale, Grid Trading | HFT, Latency arbitrage, Reverse hedging, Group hedging, Account management, Tick scalping, Gap trading |
Payouts & Scaling
Funding Pips
First Payout5 days
FrequencyWeekly
Processing1-3 business days
Min PayoutN/A
Max Allocation$2.0M
Scaling PlanFour-tier scaling system (Launchpad → Ascender → Trailblazer → Hot Seat). Reach $2M capital with 100% profit split at Hot Seat tier after 16 payouts and 40% cumulative profit.
Payout Methods
Visa Direct / Mastercard
Cryptocurrency (USDT)
Riseworks (Rise)
Bank/Wire Transfer
FXIFY
First PayoutN/A
Frequencymonthly
Processing24-48 hours
Min Payout$50
Max Allocation$400K
Scaling PlanScale from $400K to $4M. 25% increase after first 3-month qualifying period, then balance doubles each subsequent period. Requires 10% return over 3 months with at least 2 profitable months.
Payout Methods
Rise (Riseworks.io)
Bank Wire Transfer
Cryptocurrency (BTC/ETH)
Deel
Trust & Reputation
Funding Pips
6.8/10
Trustpilot4.5/5 (37,664)
Founded2022
Total Payouts$200.0M
RegulatedNo
✨ Unique Features
- $29 Entry Point
- Up to 100% Profit Split
- $2 Million Scaling Potential
⚠️ Red Flags (10)
- No financial regulation
- Funded account rules differ from evaluation
- Trustpilot profile suspension
FXIFY
7.4/10
Trustpilot4.4/5 (5,042)
Founded2023
Total Payouts$35.0M
RegulatedNo
✨ Unique Features
- Broker-backed model via FXPIG
- On-demand first payout
- Six distinct challenge programs
⚠️ Red Flags (13)
- Account terminations for vague prohibited strategies
- Rise KYC payout bottleneck
- Trailing drawdown on most programs
Which Firm Is Better For...
Frequently Asked Questions
Is Funding Pips or FXIFY better for beginners?
Funding Pips is generally more accessible for beginners due to lower entry costs. Use our Risk Profile Matcher for personalized advice.
Which firm has better profit splits?
Funding Pips offers up to 100% maximum profit split. See our profit splits comparison.
Which firm pays out faster?
Funding Pips processes first payouts in 5 days. Check our payout speed tracker.
Can I get cashback on both firms?
Yes! PropFirmScan offers cashback on both Funding Pips (2%) and FXIFY (0%). Learn how cashback works.
Which firm has more trading instruments?
Funding Pips offers approximately 0 instruments. See our full trading rules comparison.
Which firm scales higher?
Funding Pips offers scaling up to $2.0M. Both firms offer scaling plans for consistent traders.
Are Funding Pips and FXIFY legitimate?
Both firms are vetted by PropFirmScan. Funding Pips has a PFS score of 6.8/10 and FXIFY scores 7.4/10. See our vetting methodology.
Which firm allows news trading and EAs?
Funding Pips: News ✅, EA ✅. FXIFY: News ✅, EA ✅.
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