Audacity Capital vs FXIFY

    Complete head-to-head comparison for 2026 — fees, rules, payouts, and more.

    Winner

    Audacity Capital

    Audacity Capital wins with 50 vs 45 points, scoring higher in pricing & value, payout speed, challenge fairness and 1 more categories.

    Audacity Capital: 50 ptsvsFXIFY: 45 pts
    💰
    Pricing & Value
    Audacity Capital
    📈
    Profit Split
    FXIFY
    🛡️
    Trust & Reputation
    FXIFY
    Payout Speed
    Audacity Capital
    🎯
    Challenge Fairness
    Audacity Capital
    🖥️
    Platforms & Instruments
    FXIFY
    🚀
    Scaling Potential
    Audacity Capital
    📋
    Trading Conditions
    Tie
    Audacity CapitalAudacity Capital
    6 wins
    VS
    6 wins
    FXIFYFXIFY

    At a Glance

    MetricAudacity CapitalFXIFY
    PFS ScoreTrust
    6.8/10
    7.4/10
    Trustpilot RatingTrust
    4.4/5
    4.4/5
    Trustpilot ReviewsTrust
    163
    5,042
    FoundedTrust
    2012
    2023
    HeadquartersInfo
    London, United Kingdom
    London, United Kingdom
    Total PayoutsTrust
    $245.0M
    $35.0M
    Lowest Entry FeeCost
    $49
    $59
    CashbackCost
    2%
    0%
    Fee RefundableCost
    ✅ Yes
    ✅ Yes
    Profit SplitEarnings
    75% – 90%
    80% – 100%
    Max AllocationScaling
    $2.0M
    $400K
    First PayoutPayouts
    30 days
    N/A
    Payout FrequencyPayouts
    Bi-weekly
    monthly
    Min PayoutPayouts
    $100
    $50
    Payout ProcessingPayouts
    3-5 business days
    24-48 hours
    Challenge PhasesRules
    2-Step
    2-Step
    Daily Loss LimitRules
    5%
    4%
    Total Loss LimitRules
    10%
    10%
    Time LimitRules
    Unlimited
    Unlimited
    Consistency RuleRules
    Removed — previously required a consistency score of 70+, officially discontinued.
    25% consistency rule on funded accounts (no single day exceeds 25% of total profit). Lightning: 30% rule.
    PlatformsTools
    MT5, DXtrade
    MT4, MT5, DXTrade, TradingView
    InstrumentsTools
    ~?
    ~?
    LeverageTools
    1:100
    30
    News TradingRules
    ✅ Yes
    ✅ Yes
    EA AllowedRules
    ✅ Yes
    ✅ Yes
    Copy TradingRules
    ✅ Yes
    ✅ Yes
    Weekend HoldingRules
    ✅ Yes
    ✅ Yes

    Program & Pricing Comparison

    Audacity Capital

    Audacity Capital

    11 programs
    ProgramSizeFeeSplit
    2-Step $5K Ability Challenge$5K$4975%
    Instant $7.5K Funded Trader$8K$32950%
    2-Step $10K Ability Challenge$10K$9075%
    Instant $15K Funded Trader$15K$64950%
    2-Step $15K Ability Challenge$15K$13075%
    2-Step $30K Ability Challenge$30K$23075%
    Instant $60K Funded Trader$60K$239950%
    2-Step $60K Ability Challenge$60K$32075%
    1-Step $120K Ability One$120K$94975%
    2-Step $120K Ability Challenge$120K$54075%
    2-Step $240K Ability Challenge$240K$109075%
    FXIFY

    FXIFY

    42 programs
    ProgramSizeFeeSplit
    Instant Funding$1K$6990%
    Instant Funding$3K$11990%
    2-Step Classic$5K$59100%
    3-Step$5K$3990%
    Instant Funding$5K$22990%
    2-Step$5K$5990%
    1-Step$5K$5990%
    1-Step$10K$8990%
    3-Step$10K$5990%
    2-Step$10K$8990%
    2-Step Classic$10K$89100%
    Lightning$10K$5990%
    Instant Funding$10K$44990%
    3-Step$15K$7990%
    2-Step$15K$11990%
    1-Step$15K$11990%
    2-Step Classic$15K$119100%
    Lightning$25K$11990%
    1-Step$25K$19990%
    2-Step$25K$19990%
    2-Step Classic$25K$199100%
    3-Step$25K$14990%
    Instant Funding$25K$89990%
    2-Step Classic$50K$379100%
    3-Step$50K$24990%
    2-Step$50K$37990%
    Lightning$50K$20990%
    1-Step$50K$37990%
    Instant Funding$50K$174990%
    Instant Funding$75K$249990%
    Instant Funding$100K$424990%
    1-Step$100K$54990%
    Lightning$100K$39990%
    2-Step Classic$100K$549100%
    2-Step$100K$54990%
    3-Step$100K$39990%
    3-Step$200K$79990%
    1-Step$200K$104990%
    2-Step$200K$104990%
    1-Step$400K$295090%
    2-Step$400K$295090%
    3-Step$400K$159990%

    Trading Rules

    RuleAudacity CapitalFXIFY
    News Trading
    Expert Advisors (EA)
    Copy Trading
    Weekend Holding
    Fee Refundable
    Prohibited StrategiesHigh-Frequency Trading (HFT), Tick scalping, News straddle trading, Latency/arbitrage trading, Martingale, Dollar Cost Averaging (DCA), Grid trading, Group hedging across accounts, Third-party copy trading/signalsHFT, Latency arbitrage, Reverse hedging, Group hedging, Account management, Tick scalping, Gap trading

    Payouts & Scaling

    Audacity Capital

    Audacity Capital

    First Payout30 days
    FrequencyBi-weekly
    Processing3-5 business days
    Min Payout$100
    Max Allocation$2.0M
    Scaling PlanAccount doubles every 3 months (2.5% monthly profit for 3 consecutive months with at least 1 withdrawal). Max $2,000,000.
    Payout Methods
    Bank Transfer
    PayPal
    Cryptocurrency
    Riseworks
    FXIFY

    FXIFY

    First PayoutN/A
    Frequencymonthly
    Processing24-48 hours
    Min Payout$50
    Max Allocation$400K
    Scaling PlanScale from $400K to $4M. 25% increase after first 3-month qualifying period, then balance doubles each subsequent period. Requires 10% return over 3 months with at least 2 profitable months.
    Payout Methods
    Rise (Riseworks.io)
    Bank Wire Transfer
    Cryptocurrency (BTC/ETH)
    Deel

    Trust & Reputation

    Audacity Capital

    Audacity Capital

    6.8/10
    Trustpilot4.4/5 (163)
    Founded2012
    Total Payouts$245.0M
    RegulatedNo
    ✨ Unique Features
    • 14 Years of Operation
    • Industry-Leading 15% Max Drawdown
    • Human WhatsApp Support
    ⚠️ Red Flags (6)
    • ~1,555 Fake Trustpilot Reviews Removed
    • UK Entity Being Struck Off
    • Conflicting Self-Reported Statistics
    FXIFY

    FXIFY

    7.4/10
    Trustpilot4.4/5 (5,042)
    Founded2023
    Total Payouts$35.0M
    RegulatedNo
    ✨ Unique Features
    • Broker-backed model via FXPIG
    • On-demand first payout
    • Six distinct challenge programs
    ⚠️ Red Flags (13)
    • Account terminations for vague prohibited strategies
    • Rise KYC payout bottleneck
    • Trailing drawdown on most programs

    Which Firm Is Better For...

    Beginners

    Lower entry costs starting from $49.

    View Audacity Capital

    Experienced Traders

    Up to 100% profit split.

    View FXIFY

    Scalpers

    EA allowed. News trading allowed.

    View Audacity Capital

    Swing Traders

    Weekend holding allowed. Unlimited.

    View Audacity Capital

    Budget Traders

    Lowest fee from $49. Fee refundable.

    View Audacity Capital

    High-Capital Traders

    Max allocation up to $2.0M.

    View Audacity Capital

    Frequently Asked Questions

    Is Audacity Capital or FXIFY better for beginners?

    Audacity Capital is generally more accessible for beginners due to lower entry costs. Use our Risk Profile Matcher for personalized advice.

    Which firm has better profit splits?

    FXIFY offers up to 100% maximum profit split. See our profit splits comparison.

    Which firm pays out faster?

    Audacity Capital processes first payouts in 30 days. Check our payout speed tracker.

    Can I get cashback on both firms?

    Yes! PropFirmScan offers cashback on both Audacity Capital (2%) and FXIFY (0%). Learn how cashback works.

    Which firm has more trading instruments?

    Audacity Capital offers approximately 0 instruments. See our full trading rules comparison.

    Which firm scales higher?

    Audacity Capital offers scaling up to $2.0M. Both firms offer scaling plans for consistent traders.

    Are Audacity Capital and FXIFY legitimate?

    Both firms are vetted by PropFirmScan. Audacity Capital has a PFS score of 6.8/10 and FXIFY scores 7.4/10. See our vetting methodology.

    Which firm allows news trading and EAs?

    Audacity Capital: News ✅, EA ✅. FXIFY: News ✅, EA ✅.

    Ready to Start?

    Get cashback on either firm through PropFirmScan