Audacity Capital
FTMOAudacity Capital vs FTMO: Complete 2026 Comparison
Side-by-side breakdown of fees, profit splits, trading rules, payouts, and scaling — with cashback on both firms through PropFirmScan.
Audacity Capital vs FTMO — At a Glance
Audacity CapitalFTMOThe proprietary trading firm landscape continues to evolve, offering ambitious retail traders unprecedented access to significant capital. Today, we delve into a head-to-head comparison of two prominent players: Audacity Capital and FTMO. Both firms empower traders with substantial allocations, topping out at a remarkable $2,000,000, and boast highly competitive profit splits reaching up to 90%. However, a deeper look reveals subtle yet critical distinctions that could sway a trader's decision. Audacity Capital, established in 2012 in London, carries the gravitas of a longer operational history, having disbursed an impressive $245,000,000 in total payouts. Contrast this with FTMO, founded in Prague in 2015, which, despite its younger age, has quickly become a titan, distributing over double that amount—a staggering $500,000,000. This disparity in payout volume, alongside nuances in their challenge structures and payout schedules, paints a fascinating picture for discerning traders. Our analysis will cut through the marketing noise, leveraging key performance indicators to help you determine which firm aligns best with your trading style and financial aspirations.
Overall Verdict
FTMO
FTMO wins with 45 vs 20 points, scoring higher in trust & reputation, payout speed, platforms & instruments.
Pricing & Value
Profit Split
Trust & Reputation
Payout Speed
Challenge Fairness
Platforms & Instruments
Scaling Potential
Trading Conditions
Audacity Capital2 winsAudacity Capital vs FTMO At a Glance
A complete side-by-side breakdown of 27+ metrics across trust, cost, earnings, payouts, and trading rules.
| Metric | Audacity Capital | FTMO |
|---|---|---|
Trust |
||
| PFS Score |
6.8/10
|
8.2/10
|
| Trustpilot Rating |
4.4/5
|
4.8/5
|
| Trustpilot Reviews |
163
|
38,883
|
| Founded |
2012
|
2015
|
| Total Payouts |
$245.0M
|
$500.0M
|
Info |
||
| Headquarters |
London, United Kingdom
|
Prague, Czech Republic
|
Cost |
||
| Lowest Entry Fee |
$49
|
$170
|
| Cashback |
2%
|
2%
|
| Fee Refundable |
Yes
|
Yes
|
Earnings |
||
| Profit Split |
75% – 90%
|
80% – 90%
|
Scaling |
||
| Max Allocation |
$2.0M
|
$2.0M
|
Payouts |
||
| First Payout |
30 days
|
14 days
|
| Payout Frequency |
Bi-weekly
|
Bi-weekly (every 14 days)
|
| Min Payout |
$100
|
$20
|
| Payout Processing |
3-5 business days
|
Average 8 hours; max 1-2 business days
|
Rules |
||
| Challenge Phases |
2-Step
|
2-Step
|
| Daily Loss Limit |
5%
|
5%
|
| Total Loss Limit |
10%
|
10%
|
| Time Limit |
Unlimited
|
Unlimited
|
| Consistency Rule |
Removed — previously required a consistency score of 70+, officially discontinued.
|
Best Day Rule on 1-Step only: best single day cannot exceed 50% of total profit target. 1-Step uses End-of-Day (EOD) Trailing max loss recalculated daily. No consistency rule on 2-Step.
|
| News Trading |
Yes
|
Yes
|
| EA Allowed |
Yes
|
Yes
|
| Copy Trading |
Yes
|
No
|
| Weekend Holding |
Yes
|
No
|
Tools |
||
| Platforms |
MT5, DXTrade
|
MT4, MT5, cTrader, DXTrade
|
| Instruments |
~?
|
~?
|
| Leverage |
1:100
|
100
|
In-Depth Analysis: Audacity Capital vs FTMO
Key Takeaways
- FTMO wins on 7 out of 9 comparable metrics.
- Lowest entry fee: Audacity Capital from $49.
- Best profit split: Audacity Capital up to 90%.
- Fastest payout: FTMO in 14 days.
When evaluating Audacity Capital and FTMO, several key differentiators emerge that can significantly impact a trader's experience. Both firms offer an attractive 2-phase challenge structure, identical daily loss limits of 5.00%, and total loss limits of 10.00%, suggesting a similar risk management philosophy during their evaluation stages. Profit splits are also closely matched, with both peaking at 90.00%, though Audacity Capital starts slightly lower at 75.00% compared to FTMO's 80.00% minimum. This initial difference, while seemingly small, could accumulate over time for consistently profitable traders. Crucially, both firms permit news trading and the use of Expert Advisors (EAs), offering substantial flexibility that many other prop firms restrict. Additionally, the challenge fee is refundable for both, a standard and welcome feature in the industry.
The most significant divergence lies in their payout mechanisms and overall market footprint. FTMO's commitment to quicker capital access is evident in its first payout eligibility period of 14 days, half the 30-day waiting period for Audacity Capital. While both offer bi-weekly payouts thereafter, that initial two-week difference can be substantial for traders eager to realize their profits sooner. This efficiency likely contributes to FTMO's colossal total payouts of $500,000,000, significantly dwarfing Audacity Capital's $245,000,000. FTMO's higher PFS score of 8.2/10 and superior Trustpilot rating of 4.8/5 further underscore its robust reputation and trader satisfaction, compared to Audacity Capital's 6.8/10 and 4.4/5, respectively. This data suggests FTMO has managed to scale its operations while maintaining a higher standard of service and reliability, making it a powerful contender in the prop trading arena. Both firms offer a 2.00% cashback through PropFirmScan, sweetening the deal for new participants.
Program & Pricing Comparison
Compare Audacity Capital and FTMO programs side-by-side. Filter by account size to find the best value for your budget.
| Account Size |
Audacity Capital |
FTMO |
||
|---|---|---|---|---|
| Fee | Split | Fee | Split | |
| $5K |
$49
|
75% |
—
|
— |
| $8K |
$329
|
50% |
—
|
— |
| $10K |
Best $90
|
75% |
$170
|
80% |
| $15K |
$649
|
50% |
—
|
— |
| $25K |
—
|
— |
$275
|
80% |
| $30K |
$230
|
75% |
—
|
— |
| $50K |
—
|
— |
$379
|
80% |
| $60K |
$2399
|
50% |
—
|
— |
| $100K |
—
|
— |
$483
|
90% |
| $120K |
$949
|
75% |
—
|
— |
| $200K |
—
|
— |
$1188
|
80% |
| $240K |
$1090
|
75% |
—
|
— |
Trading Rules & Restrictions
Key trading policy differences between Audacity Capital and FTMO that affect your strategy flexibility.
Audacity Capital
FTMO
Payouts & Scaling Comparison
How Audacity Capital and FTMO compare on payout speed, frequency, and long-term scaling potential.
Payout Speed & Terms
| Metric | Audacity Capital | FTMO |
|---|---|---|
| First Payout Wait |
30 days
|
14 days
|
| Payout Frequency |
Bi-weekly
|
Bi-weekly (every 14 days)
|
| Processing Time |
3-5 business days
|
Average 8 hours; max 1-2 business days
|
| Minimum Payout |
$100
|
$20
|
Scaling Opportunities
| Max Allocation |
$2.0M
|
$2.0M
|
| Scaling Plan |
Account doubles every 3 months (2.5% monthly profit for 3 consecutive months with at least 1 withdrawal). Max $2,000,000.
|
25% balance increase every 4 months with 10% net profit and 2 processed rewards required. Profit split upgraded to 90%. Maximum allocation $2,000,000.
|
| Max Profit Split |
90%
|
90%
|
Payout Methods
Audacity Capital
FTMO
Trust & Reputation
Trustworthiness indicators, verified payouts, and community standing for both firms.
Audacity Capital
Unique Features
- 14 Years of Operation
- Industry-Leading 15% Max Drawdown
- Human WhatsApp Support
Red Flags (6)
- ~1,555 Fake Trustpilot Reviews Removed
- UK Entity Being Struck Off
- Conflicting Self-Reported Statistics
FTMO
Unique Features
- Pioneer of Modern Prop Trading Since 2015
- 3.5 Million+ Customers Worldwide
- Acquired OANDA Global Corporation
Red Flags (10)
- Not Regulated by Any Financial Authority
- Simulated Trading Only - No Real Market Execution
- 1-Step Challenge Fee Not Refundable
Which Firm Is Better For You?
Our recommendation based on trading style, budget, and experience level.
Beginners
Audacity Capital
Lower entry costs starting from $49.
Experienced Traders
Audacity Capital
Up to 90% profit split with scaling.
Scalpers & Day Traders
Audacity Capital
EA allowed. News trading allowed.
Swing Traders
Audacity Capital
Weekend holding allowed. Unlimited.
Budget-Conscious Traders
Audacity Capital
Lowest fee from $49. Fee refundable on pass.
High-Capital Traders
Audacity Capital
Max allocation up to $2.0M.
Frequently Asked Questions
Common questions about choosing between Audacity Capital and FTMO.
Audacity Capital is generally more accessible for beginners due to lower entry costs. Use our Risk Profile Matcher for personalized advice.
Audacity Capital offers up to 90% maximum profit split. See our profit splits comparison.
FTMO processes first payouts in 14 days. Check our payout speed tracker.
Yes! PropFirmScan offers cashback on both Audacity Capital (2%) and FTMO (2%). Learn how cashback works.
Audacity Capital offers approximately 0 instruments. See our full trading rules comparison.
Audacity Capital offers scaling up to $2.0M. Both firms offer scaling plans for consistent traders.
Both firms are vetted by PropFirmScan. Audacity Capital has a PFS score of 6.8/10 and FTMO scores 8.2/10. See our vetting methodology.
Audacity Capital: News ✅, EA ✅. FTMO: News ✅, EA ✅.
Final Verdict: Audacity Capital vs FTMO
FTMO emerges as the stronger option for most traders.
FTMO's significantly higher total payouts ($500M vs. $245M), quicker first payout (14 days vs. 30 days), and superior Trustpilot rating (4.8/5 vs. 4.4/5) indicate a more robust and efficient operation with higher trader satisfaction.
For traders seeking immediate access to their hard
earned profits and a firm with a proven track record of immense capital distribution, FTMO stands out. Its remarkably short 14-day first payout period and consistently high Trustpilot score reflect an efficient and trader-centric operation. While Audacity Capital offers a strong proposition with its decade-plus operational history and substantial maximum allocation, its longer 30-day initial payout wait might be a deterrent for some. Traders prioritizing a quicker return on their efforts and aligning with a firm that has rapidly ascended to the pinnacle of the prop trading world would find FTMO particularly appealing. However, Audacity Capital remains a viable option for those who value longevity and a slightly different profit split structure, especially if the initial payout delay is not a critical factor. Ultimately, both platforms empower traders with remarkable opportunities; the decisive factor will be your individual priorities regarding speed of capital access, perceived reliability, and overall market standing.
Ready to Start Trading?
Get cashback on either firm through PropFirmScan — your built-in discount.