• Audacity Capital’s published programme materials describe a direct-funding route with a 10% profit milestone used for account growth; its advertised scaling destination is up to $2 million, subject to programme terms.
• FXIFY’s scaling terms state that eligible funded traders can receive a 25% account-balance increase after achieving a 10% profit target over a three-month period, with no payout during that qualification period and a stated cap of $4 million.
• The practical distinction is not simply “direct funding versus evaluation”: it is whether a trader can generate the required profit while preserving enough drawdown room and complying with payout conditions that may affect the scaling cycle.
• Audacity Capital’s listed daily and total drawdown limits are 5% and 10%; FXIFY’s listed daily drawdown is 4% and total drawdown is 10%. Those limits materially change the amount of risk a trader can take while pursuing a 10% scaling threshold.
• As nominal account capital rises, traders should keep percentage risk stable rather than keep lot size stable. A $200 risk budget at $100,000 becomes $250 at $125,000 if risk stays at 0.20% per trade.
• Platform preference is relevant at higher allocations: Audacity Capital lists MT5 and DXTrade, while FXIFY lists MT4, MT5, DXTrade, and TradingView.

For a broader side-by-side view, see the Audacity Capital vs FXIFY comparison, the Audacity Capital profile, and the FXIFY profile.

A scaling plan is the contractual process through which a prop firm raises a trader’s nominal account balance after defined performance conditions are met. It is not the same as a profit split, a payout, or a higher leverage setting. Traders should separate those concepts before comparing offers: the scaling-plan glossary explains the terminology, while the profit-split comparison covers the separate question of what portion of approved profit a trader keeps.

Audacity Capital has historically positioned its Funded Trader Programme around direct funding rather than requiring a conventional two-stage challenge before a trader receives a funded account. Its programme information describes scaling after a 10% profit milestone and advertises capital growth to a maximum of $2 million, subject to eligibility and its current terms. Direct funding does not mean rules-free funding. The trader still must observe loss limits, prohibited-strategy provisions, identity checks, and any account-management requirements in the agreement.

FXIFY is commonly encountered through evaluation products, then a funded stage. Its published scaling policy states that traders seeking an increase must make 10% profit across a three-month period, with the account increased by 25% after qualification. The policy also says traders cannot withdraw profits during that three-month scaling period, and describes a maximum scaling allocation of $4 million. This turns the scaling decision into a cash-flow choice: take available profits according to the standard payout rules, or leave them in place while pursuing the firm’s scale-up conditions.

The baseline risk limits also differ. FXIFY’s daily drawdown is 4% and total drawdown is 10%, according to the firm’s profile data; its listed profit split ranges from 80% to 100%, and it lists monthly payouts. Audacity Capital’s corresponding profile lists a 5% daily drawdown, 10% total drawdown, a 75% to 90% profit split range, refundable fees, and bi-weekly payouts. The difference between a 4% and 5% daily limit may appear small, but it is a 25% difference in permitted daily loss as a percentage of the starting balance.

The relevant question is therefore not which headline maximum is larger. It is whether your strategy can produce a controlled 10% return without using an unacceptable share of a 4% or 5% daily loss allowance. Traders comparing wider rule sets can also consult trading challenge rules, account-size comparisons, and the guide to direct funding versus two-phase evaluations.

The two firms use a similar headline profitability figure—10%—but the calculation cycle and operational consequences are different. A target is only useful when read alongside the time period, starting point, drawdown methodology, payout status, and whether the firm measures closed balance, live equity, or another figure at the moment it reviews eligibility. Those details belong in the latest contract, not assumptions based on an older dashboard or marketing page.

Audacity Capital states that a funded trader can scale after making 10% profit, with a route toward $2 million in funding. our research should be read as a programme-level description rather than a guarantee that every account type has identical milestones. Before treating a 10% gain as scale-eligible, a trader should confirm the product name, whether the 10% is calculated from initial balance, whether profit must be closed, whether there is a minimum trading period, and whether a payout changes the calculation base.

FXIFY’s policy is more prescriptive in the public description: 10% profit must be achieved over three months; the reward is a 25% balance increase; and no withdrawal is allowed during the three-month period. Suppose a trader starts with $100,000. A 10% threshold is $10,000. If the account qualifies, a 25% increase would take nominal funding to $125,000. At the next equivalent scale, $125,000 grows by 25% to $156,250—not to $150,000. This compounding feature is why the scale schedule should be modelled in dollar terms instead of only reading “25%.”

This is an illustration of the stated 10% and 25% mechanics, not a promise of account approval or a substitute for FXIFY’s current policy. It also shows why a strategy that barely reaches 10% through high daily volatility can become less suitable as the dollar target expands.

Withdrawals are particularly important at FXIFY because the firm explicitly says there can be no payouts during the three-month scale-up period. A trader who needs monthly income may rationally choose a payout rather than defer cash flow for a potential capital increase. Conversely, a trader with outside income and a proven low-volatility system may value the larger capital base more highly. That is a personal risk-and-cash-flow decision, not an automatic reason to pursue every scale.

Audacity Capital’s listed bi-weekly payout schedule contrasts with FXIFY’s listed monthly cadence. Payout frequency alone does not establish how scaling eligibility is calculated. Traders should obtain written confirmation from support before requesting a withdrawal when near a scale threshold. Ask: “Does this payout reset, reduce, or otherwise affect my current scaling calculation?” Save the answer and the policy version.

For context, FTMO’s daily drawdown is 5% and total drawdown is 10%, according to FTMO Trading Objectives; FTMO lists bi-weekly payouts every 14 days and platforms including MT4, MT5, cTrader, and DXtrade. This comparison helps show that a 10% overall drawdown is common in the sector, while the scale schedule and payout conditions are firm-specific.

A larger funded balance does not justify larger percentage risk. It only allows larger dollar exposure if the trader can execute the same disciplined process at a greater nominal size. This distinction is central to position sizing, maximum daily drawdown, and maximum total drawdown.

At FXIFY, a 4% daily drawdown on a $100,000 account corresponds to $4,000. At a $125,000 account, 4% is $5,000. Audacity Capital’s 5% daily drawdown on $100,000 corresponds to $5,000, while 5% of $125,000 is $6,250. These are calculations based on the listed percentage limits, not trading recommendations. The key point is that the allowance expands in dollars only because the account is larger; the risk tolerance should remain a fixed percentage of capital.

A conservative trader using 0.20% risk per idea would risk $200 on $100,000 and $250 on $125,000. If the stop distance and instrument are unchanged, lot size should increase by 25%, matching the balance increase. If the trader instead keeps a $200 risk amount after scaling, their percentage risk falls to 0.16% at $125,000. That may be appropriate during an adjustment period, especially if the trader has never handled larger dollar swings.

The table does not imply that the entire daily allowance should ever be used. In a funded setting, daily drawdown is a hard boundary, not a risk budget. A trader risking 0.20% per trade could cap total daily planned loss at 0.40% to 0.60%, leaving a large buffer for slippage, correlated positions, spread expansion, or an execution error. A position-size calculator and drawdown calculator can make this conversion repeatable.

Platform choice can also affect the transition. Audacity Capital lists MT5 and DXTrade; FXIFY lists MT4, MT5, DXTrade, and TradingView. A trader should not change platform, order-entry routine, or automation at the same time as increasing size unless they have tested the workflow. Verify symbol naming, contract specifications, commissions, stop-distance conventions, spread behaviour, and whether any expert advisor use remains permitted on the particular programme. A platform label does not itself establish identical execution or trading rules.

Step 1: Select the programme and document the exact scale rule

Start by identifying the exact Audacity Capital or FXIFY product—not simply the brand. Download or save the current terms, risk disclosures, payout policy, prohibited-strategy rules, and scale policy. Record the target, calendar period, scale increment, account cap, daily loss rule, total loss rule, payout restriction, and review process in a one-page plan. The firm-vetting dashboard and PropFirmScan methodology can help structure a due-diligence review, but the firm’s agreement controls.

Step 2: Convert the 10% objective into a lower-volatility monthly target

Do not trade each day as if the immediate job is to make 10%. For FXIFY’s stated three-month period, a rough planning framework is about 3.33% per month before considering compounding, losing months, or trading costs. That is a planning figure, not a requirement or guarantee. A trader may instead target 1% to 2% in a strong month and preserve capital in weaker conditions, provided the final policy conditions are met.

For Audacity Capital, confirm whether the 10% milestone has a specified time window in the current programme terms. Without a confirmed deadline, avoid assuming there is none. A no-time-limit policy on an evaluation is not necessarily a no-time-limit policy for scaling on a funded account.

Step 3: Set a risk ceiling far below the firm’s breach threshold

FXIFY’s 4% daily loss limit is tighter than Audacity Capital’s 5% listed daily limit. Build a personal stop rule below both. For example, a trader might stop for the day after 0.50% or 0.75% realised loss, then review mistakes instead of trying to recover. The right number depends on tested strategy variance, but it should be sufficiently low that a routine losing day cannot approach the firm’s hard threshold.

Also aggregate correlated exposure. Long EUR/USD and long GBP/USD can both be materially short the US dollar. Two separate orders may create one concentrated thesis. Track risk at the portfolio level, including open equity risk, not only per-ticket stops.

Step 4: Choose payout or scale before the qualification window begins

For FXIFY, the published no-withdrawal condition during the three-month scaling period means the decision should be made before the period begins. If income is required, take the payout route and resume scaling later rather than making an unplanned withdrawal that may disrupt eligibility. If growth is the priority, set aside separate personal living funds and document that the account’s profits are being retained for qualification.

For Audacity Capital, ask support in writing how a bi-weekly payout request affects the 10% scaling milestone under your exact programme. Its listed payout schedule is bi-weekly, but the interaction between withdrawal and scaling must be confirmed under the live rules.

Step 5: Recalculate dollar risk and operational limits at every tier

When FXIFY increases the account by 25%, increase lot size only if the same percentage-risk model and performance quality remain intact. For at least the first several sessions after a scale-up, some traders may deliberately keep prior-dollar risk while becoming accustomed to the higher balance. Update trade templates, maximum daily loss alerts, and journal fields immediately.

A trader scaling from $100,000 to $125,000 should not accidentally continue using a fixed lot size that risks 0.30% because of a changed contract specification or a different symbol. Recheck the dollar value per point and stop-loss distance for each instrument.

Step 6: Verify capital-cap and account-allocation treatment before buying more accounts

Audacity Capital advertises scaling up to $2 million, while FXIFY states a maximum of $4 million. Ask each firm whether this cap applies per trader, per household, per strategy, across merged accounts, or across all programme types. Do not assume separate logins create separate allocation capacity. Identity verification and linked-account rules can affect consolidation and scaling eligibility.

Traders who want to compare alternative risk profiles can review high-profit-split firms, instant funding options, and two-step challenge providers. A maximum allocation headline should never outweigh transparent rules, manageable drawdown conditions, and a strategy that the trader can execute consistently.

Does Audacity Capital scale funded accounts after 10% profit

Audacity Capital’s published programme information describes a 10% profit milestone for scaling and advertises growth to up to $2 million in funding. The applicable conditions can vary by programme and may change, so traders should verify the live agreement before treating any profit as scale-eligible. Confirm whether the calculation uses balance or equity, whether profit must be closed, and whether withdrawals affect the milestone.

What are FXIFY’s scaling plan milestones

FXIFY’s published scaling policy says a funded trader needs to achieve 10% profit over three months to receive a 25% balance increase. The same policy says no payouts may be taken during that three-month scaling period. It also describes a maximum allocation of $4 million, subject to the firm’s terms and eligibility decisions.

Does a withdrawal prevent FXIFY account scaling

FXIFY states that no payout is permitted during the three-month period used for its scaling qualification. That means traders should decide whether current cash flow or larger future nominal capital is the priority before entering the period. Read the current policy and seek written clarification for any situation involving a pending payout or a scale request.

Is Audacity Capital direct funding better than FXIFY evaluation scaling

Neither structure is universally better. Direct funding may appeal to traders who prefer not to complete a conventional multi-stage evaluation, while FXIFY provides a published 25% scale increment tied to a three-month, 10% performance condition. The better fit depends on your risk tolerance, need for payouts, platform requirements, and ability to meet the relevant loss limits.

How do drawdown limits change after a funded account is scaled

If drawdown is set as a fixed percentage of the new account balance, the dollar allowance rises with the balance. FXIFY’s listed daily drawdown is 4% and total drawdown is 10%; Audacity Capital’s listed figures are 5% daily and 10% total. Traders should still preserve the same percentage-based risk system rather than treating the extra dollar allowance as permission to take disproportionately larger losses.

Which platforms are available at Audacity Capital and FXIFY

Audacity Capital lists MT5 and DXTrade, while FXIFY lists MT4, MT5, DXTrade, and TradingView. Availability can vary by product, geography, and changes in a firm’s technology arrangements. Confirm the platform in the checkout flow and current account documentation before purchase.

How should lot size change after a 25% scale increase

If your strategy uses fixed percentage risk and the stop distance is unchanged, dollar risk and lot size can rise by 25% alongside a 25% account increase. For example, 0.20% of $100,000 is $200, while 0.20% of $125,000 is $250. Traders who are not yet comfortable with greater dollar volatility can keep prior-dollar risk temporarily, which reduces percentage risk until their process is validated.